PayByFace is a fintech company providing biometric payment point-of-sale platform which also incorporates an out-of-home digital signage advertising network. Its solutions are tailored for clients who want to reach a captive audience right when the consumer is finalizing a retail purchase transaction. The primary focus that PAYBYFACE will have is to provide end-to-end solutions that can be customized in order to meet advertiser and merchant needs.

Mission & Values

PAYBYFACE serves businesses that desire to “loyalize" and increase sales with consumers through our local e-commerce ecosystem on our captivating and innovative marketplace platform. PAYBYFACE Networks is a leading provider of biometric mPOS payments and DOOH solutions worldwide expanding with strategic alliances and then targeting key metropolitan cities in Europe, Middle East, South Africa, India and Latin America. PAYBYFACE USP focuses on its core values: loyalty, security, safety, content, customer experience, and delivering value.

Our History

PAYBYFACE was founded by Mihai Draghici after he spent almost 2 years in customer discovery and market validation including complete system architecture and product engineering of the marketplace platform and designing it for ultra-scalability with GDPR data security and PSD2 compliance.

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  • Mihai Draghici, Founder/CEO
    We provide a seamless and secure digital payment ecosystem for a faster and more convenient shopping experience.
    Mihai Draghici, Founder/CEO

Advisory Board

Olimpiu Balas


Serial entrepreneur, with 3 Core-Banking systems sold in more than 20 Banks, 2 IT companies sold before 37 years old and 1 IT company rescued from minus to 2mil$ turnover in just 1 year, Oly has vast knowledge on how to approach the technical solution architecture in large-scale projects.

Rishi Chattopadhyay

Advisor/Global Partnerships

Rishi worked over 20 years in the financial sector as a business development and finance lead, e.g. UBS, Credit Suisse, Coutts and Julius Baer. He was accountable for large-scale change-management and digitization projects. He is the founder of SwissWealthTech, and an advisor for digital transformation and business innovation. Rishi is also a F10 Fintech incubator & accelerator mentor for startups and ambassadors.

Elena Unciuleanu

Advisor/Business Analyst

Woman in Tech, Elena founded this incubator,, after a life-changing experience in the USA, as she got the chance to visit 8 American tech incubators in 4 states: Atlanta, Boston, Utah and Chicago. Now, she is determined to enable the local Tech Startup Ecosystem rise. She is a member of the Board of Directors for Tech Ventures Capital, a VC fund interested to invest in early stage disrupting tech companies.

Sreejit Ankarath


Global experience of over 20 years specializing in incubating new business/ start-up operations, business consulting, digital transformation, AI, Automation Analytics, global delivery, account management, process excellence, bootstrapping corporate innovation through start-ups and people management.
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Innovative Cashless Payment Processing

Carrying your debit and credit cards everywhere you go can easily be lost or stolen. With PayByFace it’s like an Uber app for making payments when you go shopping! Once you setup your PayByFace account you no longer need to carry your phone, cards or cash! Simply use our proprietary cardless payment merchant kiosk device directly at the store and just use your face recognition to purchase stuff at participating merchants around town.